Terms of Service

By downloading, installing, or using any Chiaro Apps mobile application, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

Our Apps are tools to help you keep track and work things out. Their figures, calculations, estimates, reference data and reminders depend on what you enter and the settings you choose, and they can be wrong or not fit your situation.

Nothing in our Apps is financial, tax, legal, medical or other professional advice. Don’t rely on an App alone for a decision that matters. Check anything important with a qualified professional, the official source or code that applies to you, or the instructions you were given.

If our mobile apps allow you to submit content (such as ideas, comments or feedback), you retain ownership of any intellectual property rights in your content. However, by submitting content, you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, and display your content as necessary to provide our services.

Where an App lets you post ideas or comments that other users of that App can see (such as a feature requests board), you let us show your post there, edit it for length or clarity, and build what it suggests, without owing you anything for it. Keep it respectful and on topic: no abuse, hate, spam, ads, personal data about others, or anything illegal. Posts may be checked automatically before they appear, and we may remove posts or stop someone from posting.

You are solely responsible for the content you submit and must ensure that it does not violate any third-party rights or applicable laws.

We collect and process your personal information as described in our Privacy Policy, which says, App by App, what is collected and why. Key points include:

• Email addresses: we collect your email address when you sign in. Some Apps need an account; in others, only optional features (such as posting ideas or comments) need you to sign in.
• Crash reports and analytics: our Apps send crash reports and usage statistics (such as Firebase Crashlytics and Google Analytics for Firebase), and our website uses cookies and Google Analytics, to gather usage insights.
• Advertisements: some Apps show ads from Google AdMob, which may be personalised and may involve sharing certain device information with Google and its advertising partners. Our Privacy Policy says which Apps show ads.

For more details, please refer to our Privacy Policy.

Some of our services require an account. You agree to provide accurate and complete information when creating an account and to keep this information up-to-date. You are responsible for:

• Keeping access to the email, Google or Apple account you sign in with safe
• All activities that occur under your account
• Notifying us immediately of any unauthorized access or security breach

You may edit your account information or delete your account in our mobile apps, or by emailing us; our Support page explains how. A deleted account is removed within 30 days, and signing back in before then cancels the deletion. Deleting an account doesn’t cancel a subscription: cancel it in the App Store or Google Play.

Your data. What you create in our Apps is yours. Where an App keeps it in your account on our servers, you let us store, copy and process it only to run that App for you: to sync it, back it up, show it to you and send you the notifications you choose. Where an App lets you export your data, you can do so at any time.

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or illegal activity.

Note: Most of our apps do not require you to create an account and keep what you create on your device only. For these apps, account deletion requests apply only if you signed in to an optional feature, such as posting ideas or comments.

All content, features, and functionality of our applications, including but not limited to text, graphics, logos, icons, images, audio clips, software, and design, are the exclusive property of Chiaro Apps and are protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our services without our express written permission. Any unauthorized use terminates the license granted in these Terms.

Some of our applications offer premium features as a one-time purchase or an auto-renewing subscription, bought through the App Store or Google Play. The offer in the App shows the plans, the price in your currency, the length of any free trial and the renewal period before you confirm. By purchasing premium features, you agree to pay all applicable fees as described at the time of purchase, and to the refund policies of the store you bought from.

• Payment: charged to your App Store or Google Play account when you confirm, or, if you start a free trial, when the trial ends.
• Free trial: a plan may start with a free trial if you haven’t had one before. Cancel during the trial and you pay nothing.
• Auto-renewal: a subscription renews automatically at the same price and for the same period unless you cancel at least 24 hours before the current period ends. Your account is charged for the renewal within the 24 hours before the period ends. If the price changes, the store tells you first and, where the law requires it, asks you to agree.
• Managing and cancelling: on iPhone and iPad, go to Settings › Apple Account › Subscriptions; on Android, open Google Play › Payments & subscriptions › Subscriptions. After you cancel, your subscription stays on until the end of the period you paid for. We cannot cancel subscriptions on your behalf.
• Restore purchases: on a new device, “Restore purchases” in the App brings back what you bought with the same App Store or Google Play account.
• When a subscription ends: its premium features stop until you subscribe again, and the App’s free features keep working. Ending a subscription doesn’t delete what you created in the App.

We may change what premium features include or what they cost, with advance notice to existing subscribers. A price change never applies to a period you have already paid for.

By using our app and making in-app purchases, you consent to our sharing of data regarding your usage and consumption of purchased content with Apple, as part of our efforts to resolve refund requests. This information may include details about how you have accessed and interacted with the purchased content. The purpose of sharing this data is to help Apple make an informed decision regarding refund requests. Such data sharing is done in compliance with Apple’s policies and only as necessary to process your requests.

If you obtained an App from Apple’s App Store, the following also applies to that App, and prevails over anything else in these Terms that conflicts with it.

• Agreement with us, not Apple: these Terms are between you and Chiaro Apps only, not with Apple Inc. (“Apple”). Chiaro Apps, not Apple, is solely responsible for the App and its content. Your use of the App must also follow the Usage Rules in the App Store’s Terms of Service.
• Scope of license: your license to the App is non-transferable and lets you use it on Apple-branded products that you own or control, as the Usage Rules in the App Store’s Terms of Service allow, except that other accounts linked to the purchaser through Family Sharing or volume purchasing may also access and use it.
• Maintenance and support: Chiaro Apps is solely responsible for providing any maintenance and support for the App, as these Terms say or as the law requires. Apple has no obligation whatsoever to furnish any maintenance and support services for the App.
• Warranty: Chiaro Apps is solely responsible for any product warranties, express or implied by law, to the extent not effectively disclaimed. If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price of the App, if any, to you. To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever for the App, and any other claims, losses, liabilities, damages, costs or expenses due to any failure to conform to a warranty are Chiaro Apps’ sole responsibility.
• Product claims: Chiaro Apps, not Apple, is responsible for addressing any claims by you or any third party relating to the App or your possession and use of it, including (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
• Intellectual property: if a third party claims that the App or your possession and use of it infringes that third party’s intellectual property rights, Chiaro Apps, not Apple, is solely responsible for the investigation, defense, settlement and discharge of that claim.
• Legal compliance: you represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
• Third-party terms: you must comply with applicable third-party terms of agreement when using the App, such as your wireless data service agreement.
• Third-party beneficiary: Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and once you accept them, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.
• Questions, complaints or claims about the App go to Chiaro Apps, not Apple: see Contact Us below.

Where an App’s page on the App Store shows Apple’s standard Licensed Application End User License Agreement as its license agreement, that agreement also applies to the App.

If you obtained an App from Google Play, these Terms are between you and Chiaro Apps only, not with Google. Google isn’t responsible for the App or its support. Your use of Google Play itself, including purchases made through it, is also subject to Google Play’s terms.

You agree to indemnify, defend, and hold harmless Chiaro Apps and its affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from:

• Your use or misuse of our services
• Your violation of these Terms or applicable laws
• Your violation of any third-party rights
• Any content you submit or transmit through our services

We may suspend or terminate your access to our services, including but not limited to for:

• Violation of these Terms of Service
• Fraudulent, abusive, or illegal activity
• Extended periods of inactivity (we warn you by email before deleting an inactive account)
• Technical or security reasons

If we suspend or close your account, we tell you why, unless the law or safety stops us. Upon termination, your right to use our services will immediately cease. Provisions of these Terms that by their nature should survive termination shall remain in effect, including intellectual property rights, disclaimers, and limitations of liability.

We may modify these Terms of Service at any time to reflect changes in our services, legal requirements, or business practices. We will notify you of material changes by:

• Posting the updated Terms on our website with a new “Last updated” date
• Sending an email notification to registered users
• Displaying an in-app notification upon your next use of the service

Your continued use of our services after changes become effective constitutes acceptance of the updated Terms. If you do not agree to the changes, you must stop using our services, and you can delete your account.

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Chiaro Apps operates, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration association, except where prohibited by law. You waive any right to participate in class action lawsuits or class-wide arbitration.

If you are a consumer, you also keep the protection of the mandatory laws of the country where you live, and can bring a claim in your local courts where those laws allow it.

Our Apps are made and published by Chirag Arora (Chiaro Apps). If you have questions, complaints, claims or feedback about an App or these Terms of Service, please contact us:

• About an App: its support address, listed in its section of our Privacy Policy
• Anything else: [email protected]